Staffordshire town named UK housing hotspot after home values rose by double digits
A Staffordshire town has been ranked among the 10 locations with the biggest percentage increases in average home values across the UK.
Stafford finished runner-up on a list put together by Lloyds of locations with the biggest percentage increases in average home values recorded, with the average home value in 2025 and the cash and percentage increase compared with the previous year.
Staffordshire's county town had shown double-digit growth of 12 per cent, with only the port city of Plymouth recording a higher increase. Stafford recorded an average home value of £321,248, a £34,516 increase on 2024.
Wigan, Wakefield, Mansfield, Woking, Liverpool, Rugby, Falkirk and Hull also made the top 10 hotspots, while the West Midlands in general showed an average home value of £304,640, an increase from 2024 of £3,856 or 1.3 per cent.
Amanda Bryden, head of mortgages at Lloyds, said: “Our customers’ dream homes are found in pockets around the UK and we’ve supported thousands of people to take their next home-buying step this year.
“While property prices play a role, choosing where to live is also about finding a place that feels right – a community you connect with, a commute that works for you, and a lifestyle that fits you.
“If you’ve got your heart set on a particular location, it’s worth taking time out to do some research and see what’s happening with prices there, as swings in value at a local level can make a big difference to how much you may need for a deposit, stamp duty or wider moving costs.
“If you’re open to exploring, you might find places where your money goes further. Northern regions and Scotland are still generally more affordable than the south of England, with a huge amount to offer in terms of culture and history, alongside some of the most beautiful parts of the UK countryside.”
Lloyds compared the 12 months to October 2025 with the same months running to October 2024 for its research. Locations were only included where Lloyds Banking Group had made a minimum of 150 mortgage offers during the period, excluding buy-to-let and shared ownership.
On a less localised level, Lloyds said that most parts of the UK recorded growth in the value of homes in 2025.
