Stafford Railway Building Society

Mortgage and savings products including low deposit and guarantor mortgages options

The Society was established in 1877, built on providing straightforward mortgage and savings products at sensible rates.

Based on traditional values but firmly committed to embracing the challenges a modern society can bring, the society is dedicated to prudent management, friendly service and a local focus.

When you take out a mortgage or open a savings account with the Society, you become more than a customer, you become a member.

Our guarantor and low deposit mortgage options allow you to borrow up to 90% of the property value with appropriate guarantees.

We're proud to say that there's definitely a Stafford Railway Building Society 'way of doing business'. We are strongly committed to the principles of mutuality, and are firm believers in 'customer-first-and foremost'. It's about being fair, honest, open and treating everyone alike. But we also have unique features, such as:

We're independent and locally managed; when you contact us you will speak to a member of our team, not a call centre.

We operate from a single office in the centre of Stafford - so our overheads are low and we can pass on those savings by way of highly competitive interest rates.

As a mutual, we are free of pressure from shareholders. So we can concentrate on doing what we do best.

As a result, over a century of mergers, take-overs and flotations have passed Stafford Railway Building Society by, leaving it still doing what it was established to do - offering sensible mortgages at sensible rates, to sensible people.

YOUR MORTGAGE IS SECURED ON YOUR HOME, WHICH MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.