Paramedics, firefighters and police were called to Duncan Edwards Way in Dudley just after 6.50am to reports of a crash between two cars and a lorry.
A black Volvo 4x4 ended up with severe front-end damage including a smashed windscreen after ending up embedded under the back of the lorry.
Murray MacGregor, spokesman for West Midlands Ambulance Service, said: "We were called to the A461 southbound at 6.53am.
"One ambulance came across it and stopped and we sent another crew.
"The Volvo has significant front-end damage after a collision with a large goods vehicle.
"The Volvo driver, a woman in her 40s, was assessed at the scene and taken to Russells Hall Hospital as a precaution.
"The driver of the lorry, a man in his 30s, was out of the vehicle, assessed and discharged on the scene with minor injuries."
A total of 10 firefighters were sent to the scene and made the vehicles safe.
A spokesman for West Midlands Fire Service said: "We got a call at 7.38am from the police.
"We sent two crews to the scene, a fire engine from Dudley and one from Brierley Hill, 10 firefighters.
"The first engine got there in under five minutes.
"The stop message came in at 8.03am.
"It was a crash between two cars and a lorry.
"One car was embedded under the rear of the lorry and we were making the vehicles safe."