A convicted fraudster who set up a false builders’ credit account and conned £14,000 out of a bank has been jailed for a year.
Scott Thompson applied online for a Trade UK card from Capita, which gives builders, electricians and plumbers credit to buy materials at discounted prices.
He claimed he ran a firm called Scott Thompson builders, and was given a credit limit of £2,000 which rose to £13,000.
Thompson then went on a spending spree in stores including B&Q and Screwfix, before selling the goods and earning himself £8,500.
Wolverhampton Crown Court heard at the time of the offences, he was on licence for a previous crime.
In 2010 he was jailed for 21 months, having changed his name by deed poll five times to commit £28,000 of fraud.
The 36-year-old, of Kitchen Lane, Wednesfield, admitted three charges of fraud by false representation.
Representing himself in court, he told Judge Mark Eades that he was ashamed and very sorry for what he had done.
He said he was turning his life around and was seeing a life coach and cognitive behavioural therapist.
“I don’t have an excuse for what I have done and accept this would always be my fault,” he said.
Jailing him for 12 months, Judge Eades told Thompson: “This was a calculated fraud that you went into with your eyes wide open. You got into this knowing that there was no prospect of you paying back the money you owed on the card.
“You were also on licence for a very similar offence at the time you committed this fraud.”