Comments on: Home repossessions rise

By: Pete

Pete — Fri, 09 Nov 2007 11:27:24 +0000

Working families can easily fall in to debt as they are often living on a knife edge. It is a tragedy when this happens to a family due to a change in cirumstances. Our society pressures people to buy their own home then pillories them when things go wrong. While I have little or no sympath for those that endlessly take out loans for lifestyle improvements I do have a measure of sympathy for those that are just honestly doing what is right by their families. I also think people need to think a lot more carefully before taking one of those debt consolidation loans. Many fall for the trap of clearing their cards etc. with the loan only to run them back to their limit again rather than destroy them. They are then burdened with a huge debt load which is at least partially now secured on their property. Why? A good example would be kids birthday parties. Used to be half a dozen mates, sarnies , cake and pop . Pass the parcel and musical chairs. Now it’s clowns , discos, banquets and hire a hall. Then it’s their second birthday. As it happens I’m Welsh so I’ve learnt that the Joneses are the same as the rest of us so we don’t need to keep up with them. (For the record I have a whole load of relatives called Jones). What we need and what we want are not always the same. Don’t be marketed in to thinking differently.

Report abuse

By: Dave Philips

Dave Philips — Thu, 08 Nov 2007 19:06:53 +0000

I guess the government is making it far too difficult for the honest working folk to survive.

Report abuse

By: roy jenkins

roy jenkins — Thu, 08 Nov 2007 17:04:09 +0000

all true:))

Report abuse

By: Sue Rawlinson

Sue Rawlinson — Thu, 08 Nov 2007 16:50:43 +0000

Me and my husband have nearly had our home repossessed 3 times. The first 2 times, we managed to pay back the arrears along side the current monthly mortgage with great difficulty. The third time, we were only saved by a family member loaning us the £3000 we were in arrears with.

I know how difficult it can be. We did not do anything wrong and contrary to what people might think, we were not living the high life, my husband lost his jobe and then we put on short time and we did not have the income coming in, to pay all the bills.

There should be more help for people in our position. You are made to feel like a criminal when you go to court and this is wrong.

I don’t know whether we will be in the same position in the future but itis always at the back of your mind.

Report abuse