The squeeze on Britain's savers is starting to ease as more people are feeling more positive about their ability to put money away, research has suggested.
Nearly two-thirds (63%) of people surveyed by Lloyds Bank think they will be able to keep up their savings levels or put more cash away in the coming months, up from 58% when similar research was carried out six months ago.
The findings add to recent studies which have suggested that consumers are starting to feel more optimistic about their finances.
Despite the prospect of continued poor returns on their cash as interest rates remain at a historic low for some time to come, nine in 10 people surveyed accepted the importance of having some emergency cash put aside to protect themselves against unexpected costs.
Around one quarter (24%) of consumers said they save regularly throughout the year, with cash Isas and instant access savings accounts among the most popular products to save money into.
But two-fifths (42%) of people said they have no spare money to save and more than half (55%) of those who were able to save said they dipped into their cash pots more than once a year. Paying for a holiday was the most common reason for raiding a savings account.
More than one third (36%) of people had less than their monthly household income put away.
Andy Bickers, savings director at Lloyds Bank, said: "Despite the high cost of summer spending, we are slowly seeing consumer saving starting to stabilise across the UK."
More than 3,000 people took part in the study between May and June.