RBS will "adapt" to serve the whole of the former United Kingdom if Scotland votes for independence, according to the bank's chief executive.
Ross McEwan said he has not spoken to UK Business Secretary Vince Cable about moving the bank's head office, after Mr Cable speculated that it would "inevitably become a London bank" in the event of independence.
He made his comments in an online question and answer forum for The Guardian website, in which one user asked: "Vince Cable said last week that RBS would remove its headquarters from Scotland if there was a yes vote in the independence referendum. Is this the case?"
Mr McEwan replied: "We've been in Scotland for nearly 300 years. So I need to take this independence issue very seriously.
"We've also been operating in the rest of the UK for nearly hundreds of years and have a royal charter.
"It's really important that the Scottish people get the opportunity to vote, and then if I need to adapt my business to serve England, Scotland, Wales and both the Republic of Ireland and Northern Ireland, then I will.
"Mr Cable and I have not talked about moving our head office."